I have just spent over an hour and half on the phone between my insurance company and home care nursing. Blue Cross Blue Shield will NOT cover a nurse giving me my shots because it is not "medically necessary". This coming right after my half hour conversation on the phone with them the other day when they told me it was 100% covered and gave me the names of all the local home care agencies. I was crying so hard on the phone that she basically just couldn't say "no" to me one more time. They told me to do all this "busy" work getting a script, scheduling with the home care agency, and submitting the claim so they could review it to see if it was medically necessary. WTF? I'm not an idiot. I KNOW it's not medically necessary! I know she just wanted my crying ass off the phone. I'm so upset. I could go to my neighbor or my friend or Dave's mom for these shots.....but I just want ONE person to do them for me. I don't want to have to pull my pants down for every person in the world. I don't want 3 different people to have to figure out how to do these horrible oil shots. I could drive to Strong for the shots (except for weekends), but then I won't be here to get Evan ont he bus and will be late to school every day.
And all this is on the heels of Dave trying to get a contract to pay the $16,500 yesterday. They just want a credit card. There is no written contract. You pay and if things don't proceed for whatever reason, they refund parts of your money. What parts you ask? Oh, they have a price list. Apparently that is not our business. Dave spoke to the doctor several times yesterday, getting called out of meetings, and they basically just want us to "trust" them. Everyone else does. They are a bunch of vultures preying on people who are emotional wrecks. And I am a complete wreck today.
I fucking give up.
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